May 29 2008
Fight To Make Health Insurance Affordable
Tagged Under : affordable health insurance, guaranteed issue insurance
With just under 20% of Americans uninsured it is no wonder it is such a hot topic these days. Even many who are insured can’t afford $500 per family member deductibles each year, let alone co pays. So, what are we to do?
For starters, be a proponent for change. Get involved; let your voice be heard.
Universal health care has been the buzz this election year. What many are fighting in countries that embrace this form of health care are long waits, sometimes years. But there are other options available.
Guaranteed issue insurance is highly touted by some. The problem with this form of insurance is that low-risk, or healthy people are over charged in order, some claim, to undercharge those at higher risk. Lastly, there are state risk pools, created for middle income individuals with chronic health problems that lock them out of traditional insurance eligibility.
If none of the above health care options appeal to you, then contacting your state representative is one way to make your concerns heard. Grass roots groups of concerned citizens pushing for better health care can be found in virtually every state. By lobbying Congress to make change, these groups are at least getting a foot in the door to insure that the 45 million plus Americans without health insurance can be covered.
